(a) Recurring Deposit Account: In this type of account, a customer is allowed to deposit a certain amount of money (say Rs. 10, 50, 500, etc.,) every month for a specified period of time. At the end of the period, he is given the total deposit amount along with interest at the prescribed rate. Such an account is also called cumulative time deposit. Thus, a person can gradually save money for purchase of costly article, for education or marriage of children, etc. Withdrawal and cheque facilities are not available in this account. A pass book showing the installments deposited by the customer is issued. 

(b) Pension: Under the Employees’ Provident Funds and Miscellaneous Provisions Act, the Government of India has framed family pension scheme to provide family pension benefits to the employees. The scheme was launched with the objective of providing long term recurring financial assistance to the employee after retirement and to his family in case of premature death while in service. 

(c) 

1. To satisfy customers and to yield profits. 

2. Determine the cost of the product, sales volume, degree of competition, Government regulations, etc. 

(d) 

1. Sustainable Use of Water: 

• Encourage and improve traditional methods of rainwater harvesting and storage. 

• Use drip irrigation and other water conservation measures in agriculture. 

• Protect water in water bodies from effluents and toxic materials. 

• Check over exploitation of surface and ground water. 

2. Sustainable Use of Energy: 

• Use alternative sources of fuel such as hydrogen, methanol, biogas, solar energy, etc. 

• Develop fuel efficient and smokeless chullahs. 

• Solar cooking does not burn any fuel and is the most eco-friendly option. 

• Solar cookers help preserve forests, save foreign exchange spent on kerosene and cooking gas and to create employment opportunities. 

(e) 

1. Manufactures and traders charge higher prices from consumers to recover the money spent on advertising. 

2. Advertising is often deceptive and misrepresents facts to the consumer.