(A) Sarvabhaum Suvarn Rokhe:

• This scheme was launched by Government in November 2015, under Gold Monetisation Scheme. The issues are made open for subscription in tranches by RBI in consultation with GOI.
• As per RBI instructions, every application must be accompanied by the PAN number issued by the income tax department to the investors as the PAN number of the first/ sole applicant is mandatory.
• SGBs are government securities denominated in grams of gold. They are substitutes for holding physical gold. Investors have to pay the issue price in cash and the bonds will be redeemed in cash on maturity. The bond is issued by Reserve Bank on behalf of the government of India.
• The SGB offers a superior alternative to holding gold in physical form. The quantity of gold for which the investor pays is protected since he receives the ongoing market price at the time of redemption /premature redemption.

(B) Electronic Indian Postal Order:

• The Department of Personnel and Training and Department of Posts have launched a service called e-IPO (Electronic Indian Postal Order) to enable the Indian citizens abroad to purchase an Indian Postal Order electronically by paying fee on-line through the e-post Office portal i.e., http://www.epostoffice.gov.in. 
• It also facilitates them to file the Right to Information (RTI) application. Registration is mandatory to avail of this facility. Options for new account creation, user verification, search e-IPO, etc are available.

(C) e-Payment portal:

• e-Payment is a smart option for businesses and organizations to collect their bills or other payments through post office networks.
• When businesses require the collection of bills and other payments from customers across the country, Post offers them a simple and convenient solution in the form of e-payment.
• e-Payment is a many-to-one solution that allows the collection of money (telephone bills, electricity bills, examination fees, taxes, university fees, school fees, etc) on behalf of any organization. The collection is consolidated electronically using webbased software and payment is made centrally through cheque from a specified Post Office of billers choice.
• The information and MIS regarding the payment can be seen by the biller online. The MIS will contain the five fields of billers choice like name, telephone number, application number, etc. The services are currently available through more than 14,000 Post offices across the country.
• There is an agency in the market today with a large reach and establishing trust as the Post Office where the public can comfortably deposit all their bills in their neighbourhood.

(D) e-Dak Ghar: The e-Post Office of India post offers a variety of online Postal services to the users. One can avail services-philately (purchase of stamps), PLI/RPLI (payment of the premium), and IPO (purchase order for RTI).

(E) Mobile app:

• The IPPB app is available on both Android and iOS platforms. This app, however, can only be used by those individuals who have an account in a core banking-enabled post office. KYC of the account should also be completed in advance.
• Internet banking and mobile banking services should also be completed in advance.
• Using the mobile app, account holders can also view account balances and statements, transfer funds, request a checkbook, stop payment on a cheque, use sweep-in-sweep-out facilities, and pay utility bills.