Operating the Bank Account: Operation of the bank account means depositing the money into it or withdrawing from it through cheques, withdrawal forms or ATM machines. As soon as the bank agrees to open the account, it will supply the following books to its account holder. 

1. Paying-in-slip Book 

2. Cheque Book 

3. Pass Book

4. ATM Card. 

1. Paying-in-slip Book: This book contains a number of printed slips with perforated counterfoils. This slip is used while depositing cash or cheque in the bank. The depositor fills in all the particulars, e.g., the name of the customer, account number, date, amount in words and figures, and hands over this slip to the cashier along with cash or cheque. The cashier checks the details and counts the money. He then puts the stamp on the paying-in-slip and the counterfoil and initials them. 

2. Cheque Book: This book contains a number of printed blank cheque forms (usually ten or more) with their counterfoils serially numbered. The holder of a current account or savings account can withdraw money’ through cheque. 

3. Pass Book : Along with a cheque book and the paying-in-slip book, the depositor is issued a Pass Book. The Pass Book is a copy (with details of transactions) of the Customer’s account in the bank’s Ledger as on a particular date. It shows credit for deposits and debit for withdrawals, and the balance. 

4. ATM Card : It is a plastic smart card with a chip that contains a unique card number and some security information. Using an ATM, customers can access their bank accounts in order to make cash withdrawals and check their account balances.