| Central Bank | Commercial Banks |
| 1. This is Banker’s Bank. This controls all the banking functions of the country. | 1. Commercial Bank is a part of the banking function and is controlled by Central Bank. |
| 2. Its motive is not to earn profit but to provide banking facilities. | 2. Its motive is to earn profits. |
| 3. Its works as Government’s banker, so the government provides many special facilities to the bank. | 3. They work as the bankers of the general public and the Government does not provide any special facilities to them. |
| 4. It has the monopoly of Note Issue. | 4. They do not have the power of issuing the notes. |
| 5. It grants loans to other banks of the country if they are in need of it. | 5. They get loan from Central Bank when they are in need of it. |
| 6. It manages the government’s reserve and provides security. | 6. They do not have any relation with government reserves. |
