Explain 3D secure payment protocols?

1.	Explain 3D secure payment protocols?
Answer» 3-D Secure is a secure payment protocol on the Internet. It was developed by Visa to increase the level of transaction security, and it has been adapted by MasterCard. It gives a better authentication of the holder of the payment card, during purchases made on websites. The basic concept of this (XML-based) protocol is to link the financial authorization process with an online authentication system. This authentication model comprise 3 domains (hence the name 3D) which are: 1. The Acquirer Domain 2. The Issuer Domain 3. The interoperability Domain.

Answer»

3-D Secure is a secure payment protocol on the Internet. It was developed by Visa to increase the level of transaction security, and it has been adapted by MasterCard. It gives a better authentication of the holder of the payment card, during purchases made on websites. The basic concept of this (XML-based) protocol is to link the financial authorization process with an online authentication system.

This authentication model comprise 3 domains (hence the name 3D) which are:

1. The Acquirer Domain

2. The Issuer Domain

3. The interoperability Domain.

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