InterviewSolution
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Solve : Need help buying my first Gaming PC? |
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Answer» I can get a COMPUTER through work but they only have a few gaming desktops. If someone can help find the best they offer. the price don't matter its a monthly payment, unless you find a cheaper one that would be better with a little upgrade here is a link to there desktops http://fedweek26ach.mypaycheckdirect.com/thumbnail/9378.uts?Mcat=9378&categoryId=30648&Mcatn=&Mcatp=category_root&type=thumbnail#/?pg=0 So your employer is going to be buying you a computer and your trying to find one with specs that can also be used for fun in addition to work? I can't see the link because I get redirected to their main website so I may well be wrong, but I got the impression this might be one of those salary sacrifice schemes, where they take a certain portion of your pay in order to pay off a purchase? We have something similar where I work but it's dreadful because the prices are massively inflated and there's no good choices for any of the categories. dazedandconfused, I'd love to help but as said I can't see the website - would you be able to post a screenshot or something so we can see what options you have?if you can get on to ebay or amazon maybe all these models show there as well CyberPowerPC Gamer Ultra GUA500 Gaming Desktop CyberPowerPC Gamer Ultra GUA450 Gaming Desktop dazed i'd pay attention to this: Quote I can't see the link because I get redirected to their main website so I may well be wrong, but I got the impression this might be one of those salary sacrifice schemes, where they take a certain portion of your pay in order to pay off a purchase? We have something similar where I work but it's dreadful because the prices are massively inflated and there's no good choices for any of the categories.Quote I got the impression this might be one of those salary sacrifice schemes, where they take a certain portion of your pay in order to pay off a purchase? We have something similar where I work but it's dreadful because the prices are massively inflated and there's no good choices for any of the categories. This is the first I have ever heard of anything like this. Generally all businesses I have ever seen provide the computer for the employee and it is a capital investment and the computer gets an asset tag and serial number is recorded of the computer and its value depreciates over a number of years. The computer is the property of the business and not the employee. Interesting that an employer would have an employee select the computer to use for work, and the employee has to pay to own it. To just think of the billions of dollars businesses would save in the USA if they said "guess what... your all getting new computers!!!!... and you hear some people cheering who are glad to see their 10 year old celeron workstations finally retire, and then the employer hands out a brochure of the many models the employees can pick and chose what computer they want.... still sounds very appealing... until in the end, sign on the line that you wish to make this purchase, and it will only be 72 easy biweekly payments of $20 out of each paycheck for 3 years to pay off the $1440 computer, and if you terminate employment with that employer either fired or by choice, they retain the difference of your paycheck to offset the debt of what is owed against the remainder of the computer cost." Oh and dont feel as if you are leaving the business empty handed... we are giving you your computer as a parting gift as a thanks for having you, and best of luck on your future endeavor. Quote from: patio on June 01, 2015, 02:40:57 PM dazed i'd pay attention to this:I should add that not all of these schemes are terrible, the place I work just employs stupid people so they can't tell that they're getting a terrible deal with any luck this one might be better. That said it does still make sense in some circumstances, but as an example to buy an iPad from this scheme where I work makes it more expensive than taking Apple's own finance package (which itself doesn't have a great interest rate so is more expensive than taking a normal loan) - the scheme is supposed to save the employee approx 25% due to the cost being DEDUCTED from their salary before tax etc. Quote from: DaveLembke on June 01, 2015, 03:26:54 PM This is the first I have ever heard of anything like this. Generally all businesses I have ever seen provide the computer for the employee and it is a capital investment and the computer gets an asset tag and serial number is recorded of the computer and its value depreciates over a number of years. The computer is the property of the business and not the employee. Interesting that an employer would have an employee select the computer to use for work, and the employee has to pay to own it. Dave, again this might not be correct as this is just how it works at my place, but this is meant to be a "perk" - so we still provide computers for work, the "salary sacrifice" scheme is meant to be so that people can buy computers, bikes, phones, and some other things through salary sacrifice to save money as they save on tax. In some places it works as it should, if they hike the prices like they do here then it's silly but I can tell you that many people have signed up to it regardless. I don't know how common salary sacrifice schemes are elsewhere in the world, I do know they're not rare in the UK at least - hence why I'm only guessing at this point that this is something similar, I could well be way off the mark. Apologies for the slightly off topic discussion! |
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