State the items of Capital and Liability sides in the Bank’s Balance

1.	State the items of Capital and Liability sides in the Bank’s Balance Sheet.
Answer» (a) Capital – Capital in nationalized bankers, banking companies incorporated side. (b) Reserve and surplus – Statutory Reserve, capital Reserve, share premium, Revenue and other Reserve balance of profit. (c) Depositors – Demand depositors, saving deposits, Term Deposits, Deposits of branches in India and outside India. (d) Borrowing – Borrowing in India, Borrowing outside India, secured borrowing included above. (e) Other liabilities and provisions – Bills payables, inter-office, adjustment , interest accrued, other provisions. (f) Cash and balances with the Reserve Bank of India. (g) balances with banks and money at call and short notice. (h) Investments. (i) Advances.

State the items of Capital and Liability sides in the Bank’s Balance Sheet.

Answer»

(a) Capital – Capital in nationalized bankers, banking companies incorporated side.

(b) Reserve and surplus – Statutory Reserve, capital Reserve, share premium, Revenue and other Reserve balance of profit.

(d) Borrowing – Borrowing in India, Borrowing outside India, secured borrowing included above.

(e) Other liabilities and provisions – Bills payables, inter-office, adjustment , interest accrued, other provisions.

(f) Cash and balances with the Reserve Bank of India.

(g) balances with banks and money at call and short notice.

(h) Investments.

(i) Advances.

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