The following table shows people in a variety of occupations in urban areas. What are the purposes for which the following people might need loans? Fill in the column. Occupations Reason for needing a Loan Construction worker - Graduate student who is computer literate - A person employed in government service - Migrant labourer in Delhi - Household maid - Small trader - Autorickshaw driver - A worker whose factory has closed down - Next, classify the people into two groups based on whom you think might get a bank loan and those who might not. What is the criterion that you have used for classification?