Medicare Risk Plans are types of health care coverage for persons who are eligible for Medicare and over the age of 65. You receive medical treatment from specific health care providers who are either paid in advance, or else are contracted to provide such SERVICES. Medicare Risk Plans cover most hospital and physician services. In some cases there are other types of benefits such as PRESCRIPTION coverage. However, Risk Plans have "lock-in" requirements. This means that (with few EXCEPTIONS) you may not go OUTSIDE the plan for services. If you do, neither the plan nor Medicare will pay for the services.

Medicare Risk Plans are types of health care coverage for persons who are eligible for Medicare and over the age of 65. You receive medical treatment from specific health care providers who are either paid in advance, or else are contracted to provide such services. Medicare Risk Plans cover most hospital and physician services. In some cases there are other types of benefits such as prescription coverage. However, Risk Plans have "lock-in" requirements. This means that (with few exceptions) you may not go outside the plan for services. If you do, neither the plan nor Medicare will pay for the services.