1.

When Short-term Plans Can Be Appropriate?

Answer»

Short-term policies are not intended as permanent health insurance coverage, nor do they comply with the Affordable Care Act.

Short-term plans may be suitable if you:

  • MISSED OPEN enrollment for the year, and don’t qualify for a special enrollment period
  • Lost your job or got LAID off
  • Need quick proof of insurance for a special activity or trip
  • Are WAITING for your Medicare coverage to begin.
  • You can purchase short-term insurance for periods ranging from 30 days through 12 months.
  • Short-term plans are not guaranteed-issue; you will have to answer a medical questionnaire about your health status and history and your coverage will depend on your answers.
  • Again, short-term plans are usually not SUITED to people with pre-existing conditions, as those aren’t covered.

Short-term policies are not intended as permanent health insurance coverage, nor do they comply with the Affordable Care Act.

Short-term plans may be suitable if you:



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