The correct answer is Bhopal.

• A river is a large, natural stream of flowing water.
• Rivers are found on every continent and nearly every kind of land.
• Rivers have always been important to people.
• In prehistoric times, people settled along the banks of rivers, where they found fish to eat and water for drinking, cooking, and bathing. 
• Later, people learned that the fertile soil along rivers is good for growing crops.
• When towns and industries developed, the rushing water of rivers supplied power to operate machinery.
• Hundreds of factories operated mills powered by rivers.
• The Ganges is the greatest river on Asia's Indian subcontinent. 
• The city of Agra is located on the bank of the river Yamuna.
• The city mainly consists of a level plain with hills on the extreme southwest.
• Agra is famous for its monuments such as the Taj Mahal, Fatehpur Sikri, and Agra Fort which are also World UNESCO Heritage Sites.
• Patna is located on the south bank of the Ganges River in Eastern India.
• The total area of Patna is 136 km2 (53 sq mi)
• The city of Kolkata in West Bengal is situated on the banks of the river Hoogli which is a principal branch of the river Ganga.
• Bhopal is not located on any bank of the river. Hence, Option 3 is correct.

• Indian Cities /Towns situated on the Banks of River