| Central Bank | Commercial Bank |
| 1. Meaning | The central bank regulates money supply in the country by exercising control over the commercial banks. | A commercial bank accepts deposits from the public, grant loans to businessmen and public. |
| 2. PrInting and Currency | The central bank is authorised to print currency notes. | The commercial bank is not authorlsed to print currency notes. |
| 3. Acceptance of deposits | The central bank does not accept deposit from the public. | The commercial bank accepts deposit from general public. |
| 4. Loans | The central bank provides loans and advances to banks and other financial institutions. | The commercial bank grants loans and advances to businessmen, industry and people. |
| 5. Ownership | The central bank is owned and controlled by the Central government of the concerned country. | The commercial banks can be owned and controlled by the government as well as private sector organisations. |
| 6. Number | There can be only one central bank for the whole country. | There is a large network of different commercial banks in the country. |
