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Do Health Insurance Policies Offer Protection For Expenses Incurred During Pregnancy And Childbirth?

Answer»

Pregnancy and childbirth related MEDICAL coverage is not extended to all health care policies. However some policies have this as an add-on COVER. If you wish to take this add-on cover, I suggest you to check with 3-4 leading insurance PROVIDERS about the coverage offered for pregnancy related expenses. Make a good comparison; you can do it online. This is because the features / coverage may vary a lot.

Some policies may also have a waiting clause for pregnancy for a period of one to two years while others exclude all pregnancy and child birth related medical expenses from general medical insurance. If you are LOOKING for any specific protection against pregnancy and childbirth related expenses, like for example, cesarean FEE, post-delivery care etc, you can also check out pregnancy specific healthcare policies instead of a general health insurance policy.

Pregnancy and childbirth related medical coverage is not extended to all health care policies. However some policies have this as an add-on cover. If you wish to take this add-on cover, I suggest you to check with 3-4 leading insurance providers about the coverage offered for pregnancy related expenses. Make a good comparison; you can do it online. This is because the features / coverage may vary a lot.

Some policies may also have a waiting clause for pregnancy for a period of one to two years while others exclude all pregnancy and child birth related medical expenses from general medical insurance. If you are looking for any specific protection against pregnancy and childbirth related expenses, like for example, cesarean fee, post-delivery care etc, you can also check out pregnancy specific healthcare policies instead of a general health insurance policy.



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