InterviewSolution
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How The Uniqueness Of The Cheque Would Be Imparted To The Image? |
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Answer» The images captured at the presenting bank level would be transmitted to the Clearing House and then to the drawee branches with digital signatures of the presenting bank. Thus each image would CARRY the digital signature, apart from the physical ENDORSEMENT of the presenting bank, in a prescribed manner. In order to ENSURE only images of requisite quality reach the drawee branches, there will be a quality CHECK process at the level of the Capture Systems and the Clearing House INTERFACE. This would ensure only images of requisite quality secured with the digital signatures of the presenting banks reach the drawee branches. In addition, drawers could consider using holograms, bar coding or such other features, which would add to the uniqueness of the images. The images captured at the presenting bank level would be transmitted to the Clearing House and then to the drawee branches with digital signatures of the presenting bank. Thus each image would carry the digital signature, apart from the physical endorsement of the presenting bank, in a prescribed manner. In order to ensure only images of requisite quality reach the drawee branches, there will be a quality check process at the level of the Capture Systems and the Clearing House Interface. This would ensure only images of requisite quality secured with the digital signatures of the presenting banks reach the drawee branches. In addition, drawers could consider using holograms, bar coding or such other features, which would add to the uniqueness of the images. |
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