Is The Infrastructure Requirement Same For All The Banks?

1.	Is The Infrastructure Requirement Same For All The Banks?
Answer» The infrastructure required for CTS from banks end are connectivity from the BANK gateway to the clearing house, hardware and software for the CTS applications. RBI SHALL be providing member banks with the CHI and the banks have to PROCURE other hardware and system software for the CHI and the application software for their capture systems on their own. The hardware requirement is based on the volume of the cheques processed by the banks. Based on the volume the CHI is categorized into four types and the hardware requirement is different for each category. The band width requirement for each bank is calculated based a number of factors like the peak inward and outward volume of the bank, average size of an image, efficiency factor of the NETWORK etc. In addition to that future requirement have been TAKEN into consideration for calculating the band with requirement.

Answer»

The infrastructure required for CTS from banks end are connectivity from the BANK gateway to the clearing house, hardware and software for the CTS applications. RBI SHALL be providing member banks with the CHI and the banks have to PROCURE other hardware and system software for the CHI and the application software for their capture systems on their own.
The hardware requirement is based on the volume of the cheques processed by the banks. Based on the volume the CHI is categorized into four types and the hardware requirement is different for each category.
The band width requirement for each bank is calculated based a number of factors like the peak inward and outward volume of the bank, average size of an image, efficiency factor of the NETWORK etc. In addition to that future requirement have been TAKEN into consideration for calculating the band with requirement.

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