Consumers and companies will become accustomed to common, basic, similar-functioning payment instruments and services in euro, with which they can reach any payment account holder in order to make or receive payments in euro. Payment service users will be able to compare CONDITIONS and quality and choose the most attractive offer, without having to take into account the location of the payment service provider. All payment service PROVIDERS are SUBJECT to EU-wide legal requirements and obligations, mainly under the Payment Services Directive, REGULATION (EC) No 924/2009 and Regulation (EU) No 260/2012.

Consumers and companies will become accustomed to common, basic, similar-functioning payment instruments and services in euro, with which they can reach any payment account holder in order to make or receive payments in euro. Payment service users will be able to compare conditions and quality and choose the most attractive offer, without having to take into account the location of the payment service provider. All payment service providers are subject to EU-wide legal requirements and obligations, mainly under the Payment Services Directive, Regulation (EC) No 924/2009 and Regulation (EU) No 260/2012.