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This section includes InterviewSolutions, each offering curated multiple-choice questions to sharpen your knowledge and support exam preparation. Choose a topic below to get started.
| 1. |
What is the role of the banking sector in era of globalization?1). The role of the banking sector in era of globalization is to infuse more dollar into the Indian market so that people can afford to get dollar easily.2). The role of the banking sector in era of globalization is to act as agents of financial intermediation and fulfill the social agendas of the government.3). The role of the banking sector in era of globalization is to support the finance ministry in all its reforms and policies.4). The role of the banking sector in era of globalizationthe central bank must offer higher rates of interest for infrastructure projects. |
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Answer» The correct answer is 2. As per the passage, in today’s era of globalisation, the role of the BANKING sector is not limited to providing financial resources to the NEEDY sectors but the banks act as AGENTS of financial INTERMEDIATION and ALSO plays a major role in the fulfillment of social agendas of the Government. |
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| 2. |
1). Several dams and reservoirs have been made in order to store water and generate electricity.2). Rivers have been used for the irrigation purpose and a result the rivers now run dry.3). People have been asked by the government to give up their domestic water supply lines for irrigating the agricultural fields.4). The government has asked the foreign countries for help as India has water scarcity. |
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Answer» The correct answer is 1. Under the five year plans our Government has built dams on many of the RIVERS. Bhakra-Nangal Project, Damodar Valley Project, Hirakud DAM, Nagarjuna Sagar Dam, Krishna Sagar Dam and Mettur Dam are some of these dams. Water is stored in big lakes and reservoirs for generating electricity for our industries and agriculture. Water of the dams is being taken by CANALS to distant lands for IRRIGATION. Tube-wells and pumping SETS have been supplied to the farmers. |
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| 3. |
1). Both I and II2). I, II and III3). Both II and III4). Only II |
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Answer» The correct ANSWER is option 3. The ERROR lies in part II and III of the statement. In part II, the use of 'for' is incorrect. 'For' is USED 'to indicate the PLACE someone or something is going to or toward' or 'to indicate the person or thing that something is sent or given to' or 'to indicate the thing that something is meant to be used with'. None of these fit the context of the sentence. Also, according to grammar rules, one always 'relies on' and not 'relies for'. In part III, the use of the word 'abilities' is incorrect. This part of the sentence is talking about 'rules' which is plural. With it again a plural word i.e., 'abilities' cannot be used. To make it grammatically correct the word should be replaced with 'ability'. Hence, the correct answer is option 3, i.e., Both II and III. The correct sentence is: Dynamic leaders are needed in democracies because systems that RELY on the impersonal rules of 'formal' equality lose their ability to make large changes. |
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| 4. |
1). Monsoons in India are very dry and therefore the agricultural lands generally suffer from frequent draught.2). Monsoons in India come after every five years and as a result the water used for irrigation is taken from rivers.3). If the monsoons in India are good it yields a good harvest and a bad monsoon leads to loss in agriculture.4). Monsoons in India always flood the agricultural lands. |
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Answer» Till recent PAST before independence our agriculture depended on rains. As a result our agriculture produce was very small. In case the monsoons were good, we got a good HARVEST and in case the monsoons were not good, the CROPS failed and there was famine in some parts of the country. |
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| 5. |
1). diversion 2). repertoire 3). resonance 4). disclosure |
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Answer» The sentence suggests that the blank must contain a word that means 'revealing'. Diversion means an ALTERNATIVE. Repertoire is a ROUTINE or collection of something. VITIATING means destroying. The only word that fits the blank is disclosure , which means MAKING known. Therefore, the correct answer is option 4. |
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| 6. |
How does a rise in NPAs pressurizes the banks?1). Rise in NPAs will increase the drop put rates of the students from the public schools.2). Rise in NPAs will rank India at the last of the all the global economic development lists.3). Rise in NPAs will lead to inflation and currency depreciation. 4). Rise in NPAs reduces the customer’s confidence on the banks and affects the profitability of the bank which further hinders the returns to be received by the customers. |
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Answer» The correct answer is 4. As per the passage, a rise in NPAS pressurizes the BANKS to increase their capital base further. Lastly,the rise in NPAs reduces the CUSTOMER’s confidence on the banks. The rise in the NPAs affects the profitability of the bank which further hinders the returns to be received by the customers. The DECREASE in profits leads to a lower dividend pay-out by the banks and affects the ROI expectations of the customers. THUS, a rise in NPAs not only affects the performance of the banks but also affects the economy as a whole. |
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| 7. |
1). disenchanted 2). discombobulated 3). divested 4). distressed |
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Answer» The sentence suggests that the blank must contain a word that means 'discouraged'. disenchanted - DISAPPOINTED ?discombobulated - confused, flustered divested - rid oneself of distressed-suffering from EXTREME ANXIETY, sorrow, or pain The only word that fits the blank is deterred, which means kept from doing something. |
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| 8. |
Select the phrase/connector from the given three options which can be used to form a single sentence from the two sentences given below, implying the same meaning as expressed in the statement sentences.1). (i), (II) and (III)2). Only (I)3). Only (III)4). Only (II) |
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Answer» By reading the given sentences carefully, one can infer the meaning being conveyed. When we link the two sentences together, there should be no change in fluidity, meaning, and tenses. PHRASES (I) and (II) cannot be used without changing the structure of the sentence. So, these phrases cannot be used to form a meaning single compound sentence. Phrase (III) can be used in the following ways: SUNDAR Pichai was appointed CEO of GOOGLE, replacing Larry Page who became the CEO of Alphabet. Or Replacing Larry Page who became the CEO of Alphabet, Sundar Pichai was appointed CEO of Google. Therefore, the correct ANSWER is option 3. |
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| 9. |
1). Both II and III2). Only III3). Both I and II4). Only I |
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Answer» The CORRECT answer is option 4. The error is in part I of the sentence wherein the PHRASE 'assailed into QUESTIONS' has been used incorrectly. The word 'assailed' means 'attacked'. Thus, the phrase 'attacked into questions' is grammatically incorrect. It should be REPLACED with 'assailed by questions'. Thus, the correct answer is option 4, i.e., Only I. The correct sentence is: An Indian is assailed by confusing questions, the answers to which WOULD enable us to gain a certain clarity and authenticity. |
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| 10. |
What is the SARFAESI Act?1). It is an act made by the government to channel foreign funds for developmental projects in the urban cities.2). It is an act made by the central bank to offer more interest rates on savings account.3). It is an act made for the recovery of bad loans and provides the recovery of only 25% of the total loan amount.4). It is an act made in 1991 that led to the privatisation of the Indian economy. |
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Answer» The correct answer is 3. As PER the passage, presently, LOK Adalats, DRT and SARFAESI are the COMMON methods sought for credit recovery. The SARFAESI Act even THOUGH being the best mode of recovery, still provides the recovery of only 25% of the total loan AMOUNT. $ |
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| 11. |
What is the fifth sentence in the passage?1). P2). T3). Q4). R |
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Answer» Since the previous SENTENCE i.e, the fourth sentence talks about seven alternative propsals, we should LOOK for the sentence that gives us the IDEA of one or more proposals. In that case, sentence R is an appropriate CHOICE because it mentioned what the government proposed. Therefore, the correct answer is option 4. |
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| 12. |
1). Setting impossible standards of operations2). The bare minimum people required for something3). Overworked employees or members4). Imagined or fanciful plans of work |
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Answer» The phrase 'skeleton crew' means having the BARE minimum people to FORM a team or do a job. The word 'skeleton' here describes the limited nature of resources. |
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| 13. |
1). 12). 23). 34). 4 |
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Answer» The ERROR in spelling lies in part (1) of the sentence as the word alies is WRONGLY spelt. Therefore, the CORRECT ANSWER is option 1. The correct spelling is allies. It means nations or groups that are associated with one another for some common CAUSE or purpose. Let us look into the meaning of the other words: Brunt – the worst part of something unpleasant Derail – to obstruct the functioning or progress of something Imperil -to put something or someone in danger of being destroyed (or harmed) |
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| 14. |
Since the third sentence is given, which is the fourth?1). R2). P3). Q4). S |
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Answer» The third SENTENCE declares that arguments have escalated between an all-elected or an all-appointed HOUSE. The NEXT sentence should talk about a way to settle this dispute. The most convenient way should be through voting. Sentence Q talks about that method. |
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| 15. |
1). The paragraph speaks about the changes that are required to be made in the Paris agreement and the need of Climate finance for the developing nations.2). The paragraph speaks only about the difficulties in drafting the rulebook as the developed nations don’t adhere to the protocols.3). The paragraph speaks about the reasons of the failure of the Paris agreement and points to be kept in mind so that the Katowice meet becomes a success.4). The paragraph speaks about the drawbacks in the Paris agreement, difficulties in drafting the rulebook, need of Climate finance and the reason why developed countries must report their climate financing commitments. |
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Answer» Option 4 correctly summarizes the PARAGRAPH 2 as it takes into ACCOUNT all the POINTS MENTIONED by the author in this paragraph. |
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| 16. |
What is the second sentence after rearrangement?1). B2). C3). D4). E |
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Answer» We've already been told that A is the FIRST sentence. It introduces the main subject of the story- the Clark family and their dream to travel to the United STATES.$ The next in order is F$$ as it introduces the second plot-point and logically advances the story. It tells us that while it took them many years, the CLARKS finally managed to save enough money to afford a trip to the United States. Thus, the correct answer is Option 5, i.e., F. |
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| 17. |
1). Only iii2). Both ii and iii3). Both i and ii4). Only ii |
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Answer» Both i and II can join the sentences in an APPROPRIATE manner. Option cannot combine the sentences in the DESIRED manner, as it will leave a significant part of a sentence untouched. Combined sentence – (i) - Technology, as in the CASE of all millennials, rules the lives of parents today as well, because social media has made it convenient for mothers from VARIOUS parts of the world to come together to create communities where they can discuss and seek advice on parenting issues. (ii) - Mothers from various parts of the world conveniently come together to create communities where they can discuss and seek advice on parenting issues hence, we can say social media and technology, as in the case of all millennials, rules the lives of parents today as well. |
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| 18. |
1). To address the imperfections in the Paris agreement.2). To pool a ‘Climate finance’ fund, to be used by the developing countries to meet their obligations.3). To draft a rulebook that is essential to ensure that the Paris pact’s signatories are on track to achieve their commitments.4). To plan sustainable development goals (SDGs) to address the climate related issues. |
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Answer» The main agenda of the 24th Conference of Parties (CoP) of the United Nations FRAMEWORK CONVENTION on Climate Change (UNFCCC), is to DRAFT a rulebook that is essential to ensure that the Paris pact’s signatories are on track to achieve their commitments. This is GIVEN in paragraph 1 of the PASSAGE (‘At Katowice, negotiators are slated to draft the rulebook that is essential to ensure that the pact’s signatories are on track to achieve their commitments.’). |
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| 19. |
1). Both B and C2). A, C and D3). Only D4). Only A |
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Answer» The correct answer is option 1. The word 'despite' means 'without being affected by something' or 'notwithstanding something', which isn't the CASE here. So, it must be replaced. The sentence implies that 'because of his negligence the company suffered a heavy loss'. 'With REGARD to' means 'as concerns' or 'in respect of something'. It does not fit the context of the sentence and therefore can't be used. 'On account of' means 'because of something'. It completely fits with the context of the sentence. 'Owing to' means 'because of something' or 'on account of something'. It also completely fits with the context of the sentence. 'In spite of' means 'without being affected by the particular factor MENTIONED'. It means the same as 'despite'. Therefore, it can't be used. Thus, the correct answer is option 1, i.e., Both B and C. |
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| 20. |
1). In the five year plan there has been introduction of pesticides in the agriculture.2). In the five year plan there has been there has been recommendation on limiting the use of water in the agricultural fields.3). In the five year plan there has been falling of prices of the agricultural products in the market.4). In the five year plan there has been the introduction of Green Revolution that improved the yield of the crops. |
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Answer» The correct answer is 4. Great improvements have been MADE in agriculture through our FIVE year PLANS such as the Green Revolution that has been brought about in the agricultural field. Now our country is self-sufficient in food-grains. It is now in a position to EXPORT surplus food-grains and some other agricultural products to other COUNTRIES. |
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| 21. |
1). C-F and B-D2).3). C-D and B-F4). A-F |
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Answer» Let's join the sentences to GIVE a contextually and grammatically meaningful sentence. The correct sequences are:$ A talks about god of sea, which is connected to seafaring GREEKS in D. So, A-D$ B talks about spacetime, which is RELATED touniversal frame of reference in E. So, B-E$ C talks about the air , which is related to various gases in F. So, C-F$ Out of these, only B-E$ is expressed in the GIVEN options. Therefore, the correct answer is option 2. |
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| 22. |
What is the synonym of the word indispensable? 1). Requisite2). Atsake3). Abetted4). Galling |
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Answer» The correct answer is 1. indispensable means absolutely necessary. The synonym of $indispensable is REQUISITE which means made necessary by particular circumstances or regulations. Let US look at the meaning of the other words.$ Atsake - $To deny$ ABETTED - encourage or ASSIST someone to do something wrong, in particular, to commit a crime.$ Galling - causing annoyance or RESENTMENT$ Extol - praise enthusiastically.$ |
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| 23. |
Which of the following has an OPPOSITE meaning to the word ENJOIN as used in the passage?1). Adjure2). Urge3). Preclude4). Requisition |
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Answer» The word ‘enjoin’ here means ‘INSTRUCT or urge (someone) to do SOMETHING’ Preclude- prevent from happening; make impossible Adjure- urge or REQUEST (someone) solemnly or earnestly to do something Requisition- to officially request or take something Coerce- to PERSUADE someone forcefully to do something that they are unwilling to do Thus, ‘preclude’ is the ANTONYM of ‘enjoin’. |
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| 24. |
What are the reason(s) for the rising NPAs in the global scenario?1). On the global front NPAs are rising because of the Belt and Road Initiative of China. 2). NPAs are rising globally because of the fall in merchandise export from India.3). NPAs are rising globally because of global slowdown, economic crisis and fall in domestic demand.4). Globally NPAs are rising because of the Lehman-brothers economic crisis since 2008. |
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Answer» As per the passage, on a GLOBAL scenario, there can be numerous reasons for rising NPAS such as global slowdown, ECONOMIC crisis, fall in domestic demand etc. |
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| 25. |
1). II only 2). Both II and III3). I only4). Both I and II |
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Answer» The error LIES in part 1. The sentence uses the preposition 'at', which is incorrect as the sentence uses the PHRASE 'next WEEK'. So, the correct form here should be 'ahead of', which makes the sentence meaningful. Parts 2 and 3 are grammatically correct and hence do not REQUIRE any corrections. Therefore, the correct answer is option 3. |
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| 26. |
How do the banking sector support the development plans?1). The banking sector support the development plans by selecting the branch manager from the under developed areas.2). The banking sector support the development plans by channelizing funds,intermediating flow of funds from surplus to deficit units and supporting the policies of the government.3). The banking sector support the development plans by taking loans from the foreign countries.4). The banking sector support the development plans by by enhancing an open economy that allows the flow of foreign investments. |
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Answer» The correct answer is 2. As per the passage, the banking sector is an indispensable financial service sector supporting development plans through channelizing funds for a PRODUCTIVE PURPOSE, a intermediating flow of funds from SURPLUS to deficit units and supporting financial and economic policies of the GOVERNMENT. |
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| 27. |
1). I only2). III only 3). Both I and II4). Both II and III |
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Answer» The error lies in part 3. The sentence uses the conjunction and preposition 'than', which is incorrect here, GIVEN TEH context. Since there already exists the conjunction 'but' and tehre's no direct comparison being made, the correct word here should be the adverb 'then'. Parts 1 and 2 are grammatically correct and HENCE do not require any corrections. Therefore, the correct answer is OPTION2. |
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| 28. |
1).instructor 2). didactic 3). ombudsman4). scrambling |
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Answer» The sentence suggests that the blank must CONTAIN a word that means 'watchdog'. Didactic means preachy. Scrambling is scattering. Curmudgeon is a bad tempered person. The only word that fits the blank is ombudsman, which means an entity that GUARDS over the INTERESTS of an organisation Therefore, the correct ANSWER is option 3. |
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