1.

Critically comments on the factors lending to the high NPA in India.​

Answer»

Answer:

The major internal factors which lead to increase/rise in NPAs and being internal in nature and CONTROLLABLE by the Banks are NAMELY: Defective Lending Process or Poor Lending Decision (Non execution of Principles of Safety, Principle of Liquidity and Principle of PROFITABILITY), Inappropriate Technology, Improper SWOT

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