Explore topic-wise InterviewSolutions in Current Affairs.

• Collateral is an asset that the borrower owns and uses this as a guarantee to a lender. 
• It is a security or guarantee to a lender until the loan is repaid. 
• If the borrower fails to repay the loan, the lender has the right of sell the asset or collateral to obtain payment.

• Financial literacy is the process of equipping oneself with knowledge and understanding on financial matters and to take right financial decisions leading to financial confidence. 
• Simply, taking efforts to equip oneself with knowledge on financial matter.

Reserve Bank of India.

(a) Reserve Bank of India.

The directors of the company are very well versed with company’s secrets. Hence, they can use these secrets to raise rumors in the market and create artificial changes in the stock market. This can encourage speculation of the shares that badly affects the economic interests of small investors.

Self-Help Groups (SHGs) consist of certain members who pool their savings and constitute a fund which is further used in making finance and advances to other members. The SHGs help borrowers overcome the problem of lack of collateral. They can get timely loans at a reasonable interest rate. They help women to become self-reliant.

Some broad guidelines that can be kept in mind while devising ways and means for political reforms in India are:

Legal ways of reforming politics: Carefully devised changes in laws can help to discourage wrong political practices and encourage good ones. But, legalconstitutional changes by themselves cannot overcome challenges to the democracy. Democratic reforms are to be carried out mainly by the political activists, parties, movements and politically conscious citizens.

Careful study of consequences should be done: If there is any legal change, it must carefully look at what results it will have on politics. Sometimes the results may be counter-productive. For example, many states have banned people from contesting Panchayat elections who have more than two children. This has resulted in denial of political opportunity to many poor and women, which was not intended.

Ways to strengthen the democratic practice: Democratic reforms are to be brought about principally through political practice. Therefore, the main focus of the reforms should be on ways to strengthen the democratic practice.

The most important concern should be to increase and improve the quality of political participation by ordinary citizens.

Any proposal of political reform should think not only about what is a good solution but also consider about who will implement it and how. It is not wise to think that legislatures will pass legislations that will go against the interest of all political parties and MPs. But, measures that rely on democratic movements, citizens, organisations and the media are likely to succeed.

The child’s inherent innocence made him the epitome of simplicity in this materialistic world of power, money and lust. The speaker has sensed well the child’s inner power of simplicity and that has made him free from the bondage of the harsh worldly materialism.

175 litres of cow’s milk. 

105 litres of goat’s milk. 

H.C.F of 175 & 105 by using Euclid’s division algorithm. 

175 = 105 x 1 + 70, the remainder 70 ≠ 0 

Again using division algorithm, 

105 = 70 x 1 + 35, the remainder 35 ≠ 0 

Again using division algorithm. 

70 = 35 x 2 + 0, the remainder is 0.

∴ 35 is the H.C.F of 175 & 105. 

(i) ∴ The milk man’s milk can’s capacity is 35 litres. 

(ii) No. of cow’s milk obtained = 175/35 = 5 cans 

(iii) No. of buffalow’s milk obtained = 105/35 = 3 cans

No, Black Beauty was not afraid to cross the bridge. But it knew that there was some problem and the bridge was not safe to cross.

The man at the toll gate said that the river was rising fast.

1. d 

2. e 

3. a 

4. b

5. c

The moment Black Beauty’s feet touched the ground which was the first part of the bridge, the horse sensed something was wrong. So it was reluctant to cross the bridge.

1. (e) 

2. (c) 

3. (a) 

4. (b) 

5. (d)

Correct answer is (a) bridle

The high wheels rolled along so smoothly.

There were good sturdy rails on both sides of the bridge

The house (Lencho’s house) was located on the top of a low hill. It is called ‘the house’because it was the only house in the whole valley.

The theme of the poem underlines the importance of noble nature and noble deeds in human life. The poem shows that a man small in size and with a short life span can also be great and attractive like a lily of a day in comparison to an oak tree which lives for a longer period without use.

कविता की विषय-वस्तु मानव जीवन में उत्तम स्वभाव और श्रेष्ठ कर्मों के महत्व को रेखांकित करती है। यह कविता दर्शाती है कि अल्पायु व्यक्ति भी लम्बे किन्तु अनुपयोगी जीवन वाले ओक वृक्ष की अपेक्षा मात्र एक दिन खिलने वाले लिली के पुष्प की तरह महत्वपूर्ण एवं आकर्षक हो सकता है।

Mrs Malik did not like her daughter-in-law talking to her husband in English. It was so because she herself was not able to speak or understand English. She wanted a sweetheart daughter-in-law of her choice. 

श्रीमती मलिक अपनी पुत्रवधू को उसके पति से अंग्रेजी में बात करना पसंद नहीं करती थीं। ऐसा इसलिए था क्योंकि वे स्वयं न तो अंग्रेजी बोल पाती थीं और न समझ पाती थीं। वे अपनी पसंद की मृदुल स्वभाव की पुत्रवधू चाहती थीं।

A lily is a flower that lives only for a day. But it pleases everyone with its beauty and spreads its fragrance everywhere. It is a symbol of a meaningful life.

लिली एक ऐसा फूल है जो सिर्फ एक दिन ही रहता है। परन्तु वह सभी को अपनी सुन्दरता से आनंदित करता है और अपनी सुगन्ध सर्वत्र फैलाता है। यह अर्थपूर्ण जीवन का प्रतीक है।

The house (Lencho’s house) was located on the top of a low hill. It is called ‘the house’because it was the only house in the whole valley.

Johnson calls lily the ‘flower of Light’ because it blooms during the light of the day. As the day ends, its life also comes to an end. Besides, it spreads the joy that is a symbol of light.

जॉनसन लिली को ‘प्रकाश का फूल’ कहते हैं क्योंकि वह दिन के प्रकाश में खिलता है। दिन की समाप्ति के साथ ही इसके जीवन का भी अन्त हो जाता है। इसके अलावा यह आनन्द का प्रसार करता है जो कि प्रकाश का प्रतीक है।

The best part of the postmaster’s character emerges when he opens the envelope. He decides to send some money to the letter writer so that his faith in God is maintained. He asks for money from his employees, he himself gives a part of his salary, and several of his friends join him in the ‘act of charity’. He puts the whole money in an envelope addressed to Lencho and with it a letter containing only a single letter as signature-God. This shows that the postmaster loves to perform good deeds and finds contentment from it. Thus, he is an amiable and large hearted fellow.

Post-office employees were nice and generous. They laughed when they saw Lencho’s letter addressed to God. But soon they became s ed to God. But soon they became serious because they were impressed by Lencho’s faith in God. They decided to send him some money. They collected 70 pesos and sent it to Lencho. When Lencho opened the envelope he found in it only 70 pesos whereas he had asked God for 100 pesos. He thought the post-office people had taken away 30 pesos from the envelope. So he called them bunch of crooks’. He was not justified in calling them crooks. But it only shows his firm faith in God and his innocence.

Lencho is the main character of the story ‘A letter to God’. 

1. A poor man : Lencho is a poor farmer. But one year his crop was completely destroyed by hailstones. Nobody helped him. He was helpless and sad. 

2. Firm faith in God : Lencho had firm faith in God. He believed that God would help him in misery. He would not let him die in hunger. 

3. Simple and innocent : Lencho was very simple and innocent. He wrote a letter to God and requested to send him 100 pesos. He did not know that it was impossible. He was not surprised to have an envelope with money. He believed that it was from God.

It would have been injustice to Lencho if the postmaster had allowed his letter to God to remain unanswered because it would have shaken his faith in God.

The post-office employees were kind, generous and honest people. They helped a farmer in his need. They did not disappoint a person with utmost faith in God.

Lencho was a hard-working farmer with a large family. Once the much needed and pleasant rain was followed by very large hailstones and the corn standing in Lencho’s field was totally destroyed. Nothing was left for the poor Lencho and his family. So, he wrote a letter to God, asking Him for one hundred pesos in order to sow his field again and live until the new crops came. The letter was received by a postman. The postmaster also read it and was moved. He collected seventy pesos and sent it to Lencho.

The centre of the sphere which contains the part of the curved surface is called the centre of curvature.

Biconvex or Double convex lens: A lens that may have two spherical surfaces bulging outwards is called a double convex lens.

The ray passing through the focus of the convex lens will take a path parallel to the principal axis after refraction.

The lens which is thicker at its centre than edges is called a convex (or) converging lens.

Focus (F): The point of converging lar) the point from which rays seem emanating is called focal point or focus.

Principal axis: The line joining the centre of two curved surfaces is called the principal axis 

(or) 

The line joining the centre of curvatures and the pole.

The optic centre or Pole (P): The midpoint of a thin lens is called a pole or optical centre.

The relation between refractive indices of media, object distance, image distance and radius of curvature is given by

\(\frac{n_2}{v}-\frac{n_1}{u}=\frac{(n_2-n_1)}{R}\)

In the case of plane surfaces, R & f are infinity. Power is equal to zero.

∴ \(\frac{n_2}{v}=\frac{n_1}{u}\)

Each curved surface of a lens is part of a sphere.

Focal Length (f) : The distance between the focal point and optic centre (pole) is called the focal length of the lens. It is denoted by f.

(i) C (2, 8).

(ii) B (2, 5).

(iii) A (2, 3).

(iv) 2nd period (2 shells are filled).

Ca(H₂PO₄)₂ is an example of a compound called  Acid salt(acid salt/ basic salt/ normal salt)

2NaOH + H₂SO₄ ⟶ Na₂SO₄ + 2H₂O

2NaOH + H₂SO₄ ⟶ Na₂SO₄ + 2H₂O

(a) 2.

(b) 2 .

(c) Metal .

(d) Magnesium .

(A) Alam Ara

Bhakta Prahlada was released in 1931

(B) Raghupathi Venkaiah

D) Raghupathi Venkaiah

Answer is (B) 2000

(C) Both A & B

Answer is (C) 1982