Solve : Excel read only file?

1.	Solve : Excel read only file?
Answer» I was working on Excel and when I logged on later it was a read-only FILE. I had kept a copy of how to fix from the last time, but then I had Windows xp and now it's Vista and the Start menu, point to Programs, point to Accessories is not the true instructions. I did the F1 key on excel and it says to SAVE AS and then TOOLS and those TWO do not follow each other. I was hoping to GET work done on my website this holiday weekend but if I can't access my inventory sheet in excel, the weekend is shot. So I searched and found this site. I HOPE someone can help.... please. Thanks

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