Explore topic-wise InterviewSolutions in Current Affairs.

1. Patience: Too many entrepreneurs get started with a business based on dreams of becoming an overnight millionaire. Several leaders in the tech sector with some great new ideas have been able to seemingly rise to success out of nowhere, but the reality is this level of success can only come after years of hard, committed effort. 

2. Trust: Mutual trust is a necessity when working in a position of leadership, especially in the context of a small team that typically defines startups. 

For example: entrepreneurs need to trust their team leaders to accomplish their primary objectives without interference. If that trust isn’t there, team leaders will not be able to symptom of a hire that isn’t te best fit for the organization.

Meaning of slide: A slide is a single page of a presentation. Collectively, a group of slides may be known as a slide deck. A slide show is an exposition of a series of slides or images in an electronic device or in a projection screen.

Contract Note is a confirmation of trades done on a particular day on behalf of the client by a trading member. It imposes a legally enforceable relationship between the client and the trading member with respect to purchase/sale and settlement of trades. It also helps to settle disputes/claims between the investor and the trading member. It is a prerequisite for filing a complaint or arbitration proceeding against the trading member in case of a dispute. A valid contract note should be in the prescribed form, contain the details of trades, stamped with requisite value and duly signed by the authorized signatory. Contract notes are kept in duplicate, the trading member and the client should keep one copy each. After verifying the details contained therein, the client keeps one copy and returns the second copy to the trading member duly acknowledged by him.

Details are required to be mentioned on the contract note issued by the stock broker

A broker has to issue a contract note to clients for all transactions in the form specified by the stock exchange. The contract note inter-alia should have following:

• Name, address and SEBI Registration number of the Member broker. 
• Name of partner/proprietor/Authorized Signatory. 
• Dealing Office Address/Tel. No. /Fax no., Code number of the member given by the Exchange. 
• Contract number, date of issue of contract note, settlement number and time period for settlement. 
• Constituent (Client) name/Code Number.

1. Bid and Ask Price : 

The ‘Bid’ is the buyer's price. It is this price that you need to know when you have to sell a stock. 

The ‘Ask’ (or offer) is what you need to know when you‟re buying i.e. this is the rate/ price at which there is seller ready to sell his stock 

2. Bonus Shares: Shares issued by the companies to their shareholders free of cost based on the number of shares the shareholder owns.

3. SBTS: NSE introduced a nationwide, on-line, fully-automated Screen Based Trading System (SBTS) where a member can punch into the computer the quantities of a security and the price at which he would like to transact, and the transaction is executed as soon as a matching sale or buy order from a counter party is found. 

4. Zero Coupon Bonds: Bond issued at a discount and repaid at a face value. No periodic interest is paid. The difference between the issue price and redemption price represents the return to the holder. The buyer of these bonds receives only one payment, at the maturity of the bond. 

5. Treasury Bill : Short-term (up to one year) bearer discount security issued by government as a means of financing their cash requirements

Here are some useful pointers to bear in mind before you invest in the markets:

• Make sure your broker is registered with SEBI and the exchanges and do not deal with unregistered intermediaries. 
• Ensure that you receive contract notes for all your transactions from your broker within one working day of execution of the trades. 
• All investments carry risk of some kind. Investors should always know the risk that they are taking and invest in a manner that matches their risk tolerance.
• Do not be misled by market rumours, during advertisement or 'hot tips' of the day. 
• Take informed decisions by studying the fundamentals of the company. Find out the business the company is into, its future prospects, quality of management, past track record etc Sources of knowing about a company are through annual reports, economic magazines, and databases available with vendors or your financial advisor.

(c) Non-Government organisation

Following steps should be taken while doing embroidery: 

a) Wash your hands with soap so that fabric or the material remains clean. 

b) Ensure that the embroidery ring is fitted properly before starting the embroidery work. 

c) The thread should not be very long as it coils or frays towards the end. 

d) While tracing there should be no crease on the fabric.

High Yielding Variety Seeds (HYV seeds) are seeds are of better quality than traditional seeds. 
HYV seeds produce higher crop yield per area whereas traditional seeds are normal quality seeds with regular crop yield.
These seeds are a better option of seeds in order to obtain a healthy and surplus crop. 

These seeds have good immune system to fight with insects and other diseases. 

Another goods feature of these seeds is they needs very less irrigation care.

These seeds played a very prominent role in the introduction of green revolution of India.

Contract Note is a confirmation of trades done on a particular day on behalf of the client by a trading member. 

The contract note inter-alia should have following: (Any Eight) 

1) Name, address and SEBI Registration number of the Member broker. 

2) Dealing Office Address/Tel. No./Fax no., Code number of the member given by the Exchange. 

3) Contract number, date of issue of contract note, settlement number and time period for settlement. 

4) Order number and order time corresponding to the trades. 

5) Trade number and Trade time. 

6) Quantity and kind of security bought/sold by the client. 

7) Brokerage and Purchase/Sale rate. 

8) GST, Securities Transaction Tax and any other charges levied by the broker.

cstdlib header file is needed to use exit() function in a program

(c) Number of Princely States-512

exit() is used to terminate a program.

Simple, Problem solving, Eye catching, Convincing

1. Salesman take feedback of the product from the customers to know the customers better and incorporate the necessary changes 

2. By listening to the customers grievances and making them feel comfortable, loyalty of customers is gained even after the deal 

Define the Following terms : 

Cut off Price: In a Book building issue, the issuer is required to indicate either the price band or a floor price in the prospectus. The actual discovered issue price can be any price in the price band or any price above the floor price. This issue price is called “Cut-Off price”. 

Price Band: The prospectus may contain either the floor price for the securities or a price band within which the investors can bid. The spread between the floor and the cap of the price band shall not be more than 20%. 

Abridged Prospectus: Abridged Prospectus‟ is a shorter version of the Prospectus and contains all the salient features of a Prospectus. It accompanies the application form of public issues.

 American Depositary Share: An American Depositary Share (“ADS”) is a U.S. dollar denominated form of equity ownership in a non-U.S. company. It represents the foreign shares of the company held on deposit by a custodian bank in the company‟s home country and carries the corporate and economic rights of the foreign shares, subject to the terms specified on the ADR certificate. 

Global Depositary Receipts: Global Depository Receipts (GDRs) may be defined as a global finance vehicle that allows an issuer to raise capital simultaneously in two or markets through a global offering. GDRs may be used in public or private markets inside or outside US. GDR, a negotiable certificate usually represents company‟s traded equity/debt.

Evaluating & comparing the various segments to see their attractiveness & deciding as to which segment the marketer should focus.

Answer is (d) i only

Part-A : Revenue Generator: 

To increase sales volume and to contribute towards Company’s profitability 

Part-B : Consultant to customer 

He listens to customer 

Identifies their needs 

Gains confidence 

Convince them about the product in consultative manner

Market Targeting : It aims at evaluating and comparing the various segments to see their attractiveness and deciding as to which segment, the marketer should focus. The process of market segmentation cannot be done in isolation, it has to be followed by targeting the market and positioning the products Any suitable example

It is a part of the presentation to make the presentation more effective and to convince the customers as it involves showing proofs. Any suitable 3 examples in the form of visuals

The classification of issues is illustrated below: 

1. Initial Public Offering (IPO) is when an unlisted company makes either a fresh issue of securities or an offer for sale of its existing securities or both for the first time to the public. This paves way for listing and trading of the issuer's securities. 

2. A follow on public offering (Further Issue) is when an already listed company makes either a fresh issue of securities to the public or an offer for sale to the public, through an offer document.

3. Rights Issue is when a listed company which proposes to issue fresh securities to its existing shareholders as on a record date. The rights are normally offered in a particular ratio to the number of securities held prior to the issue. This route is best suited for companies who would like to raise capital without diluting stake of its existing shareholders.

4. A Preferential issue is an issue of shares or of convertible securities by listed companies to a select group of persons under Section 81 of the Companies Act, 1956 which is neither a rights issue nor a public issue. This is a faster way for a company to raise equity capital.

Follow- up is the last step. 

If the salesperson wants to make the customer feel satisfied & delighted with the sale, he should fix up a follow-up call with the customers. This is done to ensure that the proper installation has been done& that customer is comfortable while using the product.

A business is defined as an organization or enterprising entity engaged in commercial, industrial, or professional activities. Businesses can be for-profit entities or they can be non-profit organizations that operate to fulfill a charitable mission or further a social cause.

a) Negotiation 

b) Effective negotiation skills 

(i) Preparing for a meeting 

(ii) Discussion 

(iii) Proposing

Salesman can help the distributor in promotional activities & may position the product in the market by informing customers & prospective customers through information communication network.

Answer is (c) Rs. 1315

The incidence of sales tax falls on Consumers.

(a) Ismail-Abhishek-Rajat-Sara-Shalleen-Lata-Rupa-Geet-Hussain

• Dr. Athma Ram Panduranga started Prarthana Samaj in 1867. 
• It aimed to find solutions to problems faced by woman and lower caste people. 
• It argued that reinterpretation of Hinduism was needed. 
• It started programmes to educate women. 
• It rehabilitated poor people.  It fought against child marriage and discrimination of widows. 
• It encouraged widow remarriage.

Reasons :

• Child labour, Child marriage, School dropout, poverty, negligent family, bonded labour. 
• Migrations exposure to social media, social inequalities, gender discrimination. 
• Lack of skills, Poverty, illiteracy etc

.Effects :

• Physical, Psychological and Social exploitation. 
• Children infected with STD’s / HIV/AIDS. 
• Pregnancy, abortion deaths, murders, drug addictions.

• India followed non – aligned policy with both USA and USSR. 
• It commanded the faith of both the power block. 
• It secured financial assistance from USA. 
• It secured military aid from USSR. 
• It dealt every international event independently. 
• India’s non-aligned policy guided the wars of 1965 and 1971 with Pakistan.

Capital structure refers to the degree of long term financing of a business concern as in the form of debentures, preference share capital and equity share capital including reserves and surplus. There should be a proper mix between debt capital and equity capital. Capital structure is otherwise called as leverage.

The followings ratios are calculated to analyze the capital structure of the business concern: 

• Debt-Equity Ratio 
• Debt-Asset Ratio 
• Interest Coverage Ratio 
• Debt Service Coverage Ratio

Debt market refers to the financial market where investors buy and sell debt securities, mostly in the form of bonds.

There are three main segments in the debt markets in India, viz.,

(1) Government Securities, 

(2) Public Sector Units (PSU) bonds, and 

(3) Corporate securities.

The market for Government Securities comprises the Centre, State and State-sponsored securities. In the recent past, local bodies such as municipalities have also begun to tap the debt markets for funds. Some of the PSU bonds are tax free, while most bonds including government securities are not tax-free. Corporate bond markets comprise of commercial paper and bonds. These bonds typically are structured to suit the requirements of investors and the issuing corporate, and include a variety of tailor-made features with respect to interest payments and redemption.

Files and folders deleted by the user are stored in the Recycle Bin. From Recycle Bin, you can retrieve files or folders deleted by mistake.

Yes, but before clearing the recycle bin. Once the files are cleared from it then it will be deleted permanently and cannot be restored.

An if statement contains another if statement completely. Then it is known as Nested if

Stress Management refers to focusing human efforts for maintaining a healthy body and mind capable of better withstanding stressful situations. A Stress well managed can help one view events and situations as challenges and contributes in the growth of individual

To exit from a switch statement break is used.

Case is not optional with switch statement.

(a) switch is used to test the equality

int i = 500 

while (i<=550) 

{

cout<<i;

i = i+1;

}

Both are used to terminate the program but both are different. Return is a keyword and exit(0) is a function. The difference is, we can use more than one exit(0) function but we can use only one return statement in a scope. To use exit(0), the header file cstdlib should be used.

The output is 11.

Correct answer is a. High 

• Vague and imprecise 
• Continuous 
• Multi-channel 
• Culture-bound 
• Long conversations are not possible 
• Body language

(i) Agencies: Government securities are issued by agencies such as Central Government, State Governments, semigovernment authorities like local Government authorities. 

(ii) RBI Special Role: RBI takes a special and an active role in the purchase and sale of these securities as part of its monetary management exercise. 

(iii) Nature of Securities: Securities offer a safe avenue of investment through guaranteed payment of interest and repayment of principal by the Government. 

(iv) Liquidity Profile: The liquidity profile of gilt-edged securities varies. Accordingly liquidity profile of securities issued by Central Government is high. 

(v) Tax Rebate: A striking feature of these securities is that they offer wide-range of tax incentives to investors.

(vi) Market: As each sale and purchase has to be negotiated separately, the Gilt-Edged Market is an Over The-Counter Market. 

(vii) Forms: The securities of Central and State Government take such forms as inscribed stock or stock certificate, promissory note and bearer bond. 

(viii) Participants: The participants in Government securities market include the Government sector comprising Central and State Governments 

(ix) Trading: Small and less active, banks and corporate holders who purchase and sell Government securities on the stock exchanges participate in trading. 

(x) Issue Mechanism: The Public Debt Office (PDO) of the RBI undertakes to issue government securities. 

(xi) Issue opening: A notification for the issue of the securities is made a few days before the public subscription is open. 

(xii) Grooming Gradual: It is the acquisition of securities nearing maturity through the stock exchanges by the RBI.

(xiii) Switching: It is the purchase of one security against the sale of another security carried out by the RBI in the secondary market as part of its open market operations. 

(xiv) Auctioning: A method of trading whereby merchants bid against one another and where the securities are sold to the highest bidder.

Financial markets allow for the determination of the price of the traded financial asset through the interaction of buyers and sellers. They provide a signal for the allocation of funds in the economy, based on the demand and supply, through the mechanism called price discovery processes.

(d) Rs 4 lakhs but does not exceed Rs 20 lakhs

Authority means the right of a superior to give the order to his subordinates. This is the issue of commands followed responsibility for their consequences.

Intelligence tests are one of the psychological tests, that is designed to measure a variety of mental ability, individual capacity of a candidate.

• The Bombay Stock Exchange 
• Bangalore Stock Exchange Ltd. 
• The Madras Stock Exchange Ltd.
• The Hydrabad Stock Exchange Ltd. 
• The Cochin Stock Exchange Ltd.