Solve : startup frozen on loading your personal settings?

1.	Solve : startup frozen on loading your personal settings?
Answer» When I TURN on the computer it gets to administrator-loading your personal settings. It doesn;t go any further. It freezes here. I tried SAFE mode and it freezes at the same location. I am using windows xp, 1.7 Ghz, 512 MB, 80 GB, Need...more...info...gasp antivirus & antispyware PROTECTION / service packs installed / when did it start happening / did it ever work right / installed any new software / HARDWARE? Alan <>< how long have you left the computer doing this to see if it eventually works? Is the light on the computer indicating activity during this time?

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